Visit the link to download the Heavy Construction Academy tuition and program overview catalog:
HCA Catalog
(Debt Collection Policy is described inside the HCA Catalog)
A Leif Contingent Payment Plan (CPP) – Provides income-contingent financing with fixed, predictable monthly payments through a Contingent Payment Plan (CPP). Giving students the flexibility to plan their expenses ahead of time and spread tuition costs over fixed-monthly payments when they are in well-paying jobs.
A CPP allows students to pay back a fixed monthly amount after their program ends. Payments are only made when the student is employed above a minimum income threshold. Payments continue for a fixed number of months or until the total amount paid reaches a predetermined maximum. Preview plan agreement. To apply, click here.
We partnered with Climb because they’re focused on financing career-advancing education like Heavy Construction Academy, and helping people who want career elevation and increased earning power to own their next chapter.

A 5-minute online application with the ability to add a cosigner and no impact to credit score* — so you can apply with multiple co-signers to see your best offer.
Instant decisions 90% of the time, with the ability to accept and e-sign your documents in just a few clicks
Friendly and responsive customer service available by email and instant chat from 9am to 9pm Eastern
Apply now at climbcredit.com
HCA has teamed up with the Meritize platform* to offer our student’s a unique financing option. Meritize works with students, educators, and employers to help people excel in skills-based careers. Meritize knows you are more than your credit score, and that is why they look at your past achievements to potentially enhance your loan options.
A few reasons why the Meritize Platform is a great option for students include:
- Fixed and variable interest rates available** Flexible payment options, including deferring full principal and interest payments until 3 months after you complete your training
- Customer support available 6 days a week
- 25% interest rate deduction if you sign up for autopay***
Checking your loan options with Meritize has never been easier. You can fill out a short application to check your loan options without impacting your credit score.
If loan options are available to you, Meritize will request your merit information to finalize your application. This could be in the form of:
- Academic Experience (Official or unofficial transcript or HSE certification)
- Military Experience (DD214)
Want to learn more? Check out their FAQ page here: https://www.meritize.com/students/faq/ or give them a call at 833-MERIT-4-U.
Ready to see if you qualify? Check your options here: https://apply.meritize.com/